✨ Freelance Financial Strategy Tool 2026

Set Sustainable Rates & Master Your Freelance Taxes

Stop guessing your value. Calculate profitable rates, estimate Balkan/Russian taxes, simulate platform fees, and plan your corporate transition with data.

3+ Supported Languages
8 Financial Simulators
100% SEO Optimized Structure

Engineered for Modern Freelancers

A suite of professional calculators tailored to manage hourly rates, recurring retainers, taxes, and platform payouts.

Hourly Rate Calculator

Factor in utilization gaps, annual expenses, taxes, and paid time off to find your minimum viable rate.

Retainer Package Planner

Estimate monthly retainer fees, overage hourly rates, and rollover limits with active composition gauges.

Runway Safety Simulator

Compute monthly burn rate and runway safety months based on savings, fixed expenses, and expected income.

Balkan Tax (Serbia Model A/B)

Calculate quarterly taxes under the self-assessment freelance regime in Serbia and compare Model A vs B.

Russian Self-Employed Tax

Estimate self-employed tax rates (NPD) with individuals (4%) and companies (6%), applying the 10,000 ₽ deduction.

Platform Fee Simulator

Simulate and deduct transfer, currency exchange, and contract fees for Upwork, Fiverr, Stripe, PayPal, or Payoneer.

Salary Parity Planner

Find the exact freelance revenue required to match your current corporate salary, paid holidays, and medical perks.

Invoice Maker & PDF

Generate professional invoices with custom company logos, styled layout designs, and anti-fraud verification checksums.

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Sleep Time Calculator

Find your perfect bedtime or wake-up time based on 90-minute sleep cycles. Wake up refreshed, not groggy.

Tax Withholding Estimator

Estimate quarterly tax payments for US or UK self-employment. Avoid year-end surprises.

Net vs Gross Income

Model how business overhead and taxes affect your real take-home pay. See your true monthly income.

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