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  <!-- Root -->
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  <!-- Financial Tools Suite -->
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  <url><loc>https://freelancercalculator.com/#/platform-fee-calculator</loc><lastmod>2026-01-01</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
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  <!-- Strategic Knowledge Base -->
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  <!-- Trust and Compliance -->
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  <url><loc>https://freelancercalculator.com/#/contact</loc><lastmod>2026-01-01</lastmod><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://freelancercalculator.com/#/privacy</loc><lastmod>2026-01-01</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://freelancercalculator.com/#/terms</loc><lastmod>2026-01-01</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://freelancercalculator.com/#/cookie-policy</loc><lastmod>2026-01-01</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://freelancercalculator.com/#/disclaimer</loc><lastmod>2026-01-01</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>
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  <url><loc>https://freelancercalculator.com/#/sitemap</loc><lastmod>2026-01-01</lastmod><changefreq>yearly</changefreq><priority>0.4</priority></url>
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